Scholarships & Grants

Discover scholarship opportunities and financial aid resources to help make your college education affordable.
Schedule Appointment

Your Path to College Starts Here

Whether you're preparing for your first year of college or continuing your education journey, 3Rivers has resources and a dedicated Youth & College Support Team to guide you every step of the way. We're here to help you reach your educational goals.

Scholarship & Grant Opportunities

Scholarships and grants are powerful tools to reduce out-of-pocket costs for college. These forms of financial aid don't need to be repaid, making them some of the most valuable resources available. Here are opportunities in our service area.

Key Programs to Explore
  • 3Rivers Scholarship Contest: Annual contest open to undergrad, grad, and returning adult students who are members. 
  • 21st Century Scholarship: Covers up to four years of tuition at Indiana public colleges. Enroll in 7th or 8th grade. 
  • Indiana Workforce Ready Grant: Pays tuition and fees for eligible programs at Ivy Tech and Vincennes University. 
  • Frank O'Bannon Grant: Indiana's primary need-based aid program for students attending eligible Indiana institutions. 
  • Indiana T.E.A.C.H. Scholarship: Provides credentials for individuals working in licensed child care programs. 
  • Next Generation Hoosier Educators Scholarship: Provides scholarships of up to $10,000 per year for high-achieving students pursuing education careers with a teaching commitment at an eligible Indiana school.

Free Guides & Planning Tools for Students

Essential Student Resources & Tools

Access comprehensive guides, calculators, and planning tools to help you navigate college funding, loans, and financial aid. 
Get Answers to Common College Funding Questions

Frequently Asked Questions About Scholarships

Have questions about scholarships, financial aid, or funding your education? Our team has compiled answers to help you get started.
How do I know if a scholarship opportunity is legitimate or a scam?
Legitimate scholarships never charge application fees. Be cautious with personal information requests. If something seems suspicious, contact our Youth & College Support Team for guidance before proceeding. 
Can I apply for scholarships if I'm a returning adult student?
Absolutely. The 3Rivers scholarship contest welcomes returning adult students. Indiana also offers the Adult Student Grant specifically for students who are starting or completing their degrees later in life.
What is the FAFSA and why is it important for scholarships?
The Free Application for Federal Student Aid determines eligibility for federal, state, and institutional aid. Many scholarships require FAFSA completion. Indiana students should file by April 15 annually. 
Do I need to attend an Indiana college to receive these scholarships?
Requirements vary by scholarship. State programs like the 21st Century Scholarship require attendance at eligible Indiana institutions. However, some scholarships, including the 3Rivers scholarship, have different requirements. 
How can 3Rivers help me find scholarship funding?
Our Youth & College Support Team provides personalized guidance on scholarship searches, FAFSA completion, and creating comprehensive college funding strategies. Contact us at college@trfcu.org to get started.
When should I start applying for college scholarships?
Begin researching scholarships during your junior year of high school. Most applications open in fall with deadlines between December and March. Starting early gives you adequate time to craft compelling applications.
What's the difference between scholarships, grants, and student loans?
Scholarships and grants are gift aid you don't repay. Student loans must be repaid with interest. Always maximize scholarships and grants before considering loans to minimize your total education debt. 

Get in Touch

Connect with us however works best for you! We're here to answer questions and help you reach your financial goals.

Call Us

Reach our knowledgeable team anytime.
Call Now

Visit a Branch

Stop by any of our 24+ locations.
Find Locations

Schedule an Appointment

Book a meeting in-person, over-the-phone, or virtually.
Schedule Now