Join Over 136,000 Members
We're Not a Bank—We're a Cooperative
Member-owned, not-for-profit. We reinvest profits into better rates, lower fees, and community investment. With over 90 years of local trust. This is banking for you.
Banking Built for Your Community
We go beyond banking by supporting the people, places, and events that matter most to you.
Banking Products & Services
Explore Our Financial Solutions
From checking and savings to loans and investments, find the right financial product to meet your unique banking goals.
Current Rates
As low as
7.32%
APR
As low as
5.759%
APR
As low as
5.74%
APR
As high as
3.75%
APY
90 Years of Community Impact
Why 3Rivers?
As a co-op, through our foundation, and with the passion of individual team members, 3Rivers proudly gives back by investing time, resources, and support to help our communities grow stronger, healthier, and more connected.
3Rivers Scholarships
Each year, 3Rivers gives back by awarding scholarships, investing in the future of students.
Financial Wellness Education
Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.
3Rivers History
Discover our roots and mission serving your community since day one.