Over 90 Years of Service, Strength & Community

Our Story

From humble beginnings in 1935 to a thriving credit union today, our story has always been about people coming together to build something better.

A Story Rooted in Community

3Rivers began with a simple belief: when people support one another, everyone moves forward. What started as a small group of co-workers pooling resources has grown into a financial cooperative serving hundreds of thousands of members across Northeast Indiana and beyond.

For nine decades, we’ve stayed committed to doing what’s right, strengthening our communities, and empowering people to reach for more. As we look to the future, our mission remains the same—helping people succeed and making a positive impact for generations to come.

What defines our journey:

A member-owned cooperative built on trust and shared purpose
Decades of commitment to strong financial stewardship
Deep roots in local neighborhoods, schools, and businesses
A people-first philosophy that guides how we serve
Continuous evolution to meet the needs of today’s members

By the numbers.

Rooted here. Growing together.

135,000+ Members

Individuals, families, and businesses who trust us with their financial journeys.

Nearly 500 Team Members

Local experts you know and trust, dedicated to helping members thrive—both financially and personally.

24 Branch Locations

Serving Northeast, Central, and East Central Indiana—and St. Marys, Ohio.

90 Years of Service

Proudly serving our communities since 1935—and still growing with purpose.

Our difference.

Built for people, not profits.

As a not-for-profit credit union, every decision we make is rooted in what’s best for our members and communities—helping people thrive financially at every stage of life.