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Share & Earn With 3Rivers

Invite friends to 3Rivers and you'll both get $50!* Share the credit union difference today.
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Simple as 1-2-3-4

How the Share & Earn Program Works

Sharing the credit union difference takes just minutes. Follow these simple steps to start earning gift cards.

1

Get Your Custom Link & Start Sharing!
Enter your email address associated with your 3Rivers account.

2

Share With Friends & Family.
Share your custom link with your friends through email, text, or social channels.

3

Friend Opens an Account at 3Rivers.
They open a checking account and deposit $300 within 60 days.

4

Congrats! You Both Get $50.
Earn up to $500 per year when your friends join 3Rivers!*
Your Questions Answered

Frequently Asked Questions

Have questions about earning rewards? Find answers below or contact us for personalized assistance anytime.
Who is eligible to join 3Rivers Federal Credit Union?
Membership is open to those who live, work, volunteer, or conduct business in northeast, central, and east central Indiana, and St. Mary's, Ohio, or are related to current members.
When will I receive my gift card reward?
Referral rewards are sent via digital gift card within 30 days of your friend meeting all qualifications. You'll receive notification when your gift card is ready to use. It's that simple.
How many people can I refer to 3Rivers?
There's no limit! You can earn up to $500 in gift cards per year (up to 10 referral reward payouts). The more you share, the more you earn while helping friends discover better banking.
What requirements must my referred friend meet to qualify?
They must open a qualified account, make three deposits totaling $300+ via direct deposit or mobile check deposit within 60 days, and keep their account active and in good standing for 60 days. 
Which checking accounts qualify for the referral bonus?
Your friend must open Cash Back, Dividends+, Rewards, Livin' Free, or Standard Checking. Business checking accounts don't qualify. Explore our checking options to help guide your referrals.
What do I receive when I refer someone to 3Rivers?
When your friend opens a qualified checking account and meets all requirements, you'll both receive a $50 Amazon or pre-paid Mastercard® gift card. You choose which type when you qualify.*
Maximize Your 3Rivers Membership

Pair With a Checking Account

Already earning rewards by sharing 3Rivers? Take it a step further with a checking account that rewards you too—cash back, dividends, and more.
View Checking

Get in Touch

Connect with us however works best for you! We're here to answer questions and help you reach your financial goals.

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Stop by any of our 24+ locations.
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Disclaimer
*For referrer and referee to qualify for $50 referral reward, referee must 1.) open a Cash Back, Dividends+, Simply Free Spending, or Classic Checking account. Business checking accounts not eligible. 2.) make three (3) or more deposits with an aggregated total of $300 via direct deposit and/or mobile check deposit within first 60 days of account opening and 3.) keep account active and in good standing for 60 days. Referral rewards will be sent via digital gift card within 30 days of meeting qualifications. Limit of ten (10) reward payouts per referrer (for maximum potential of $500) per calendar year. Offer valid on only one (1) qualifying checking account per referee. Additional checking accounts opened by referee will not receive additional reward payouts. Offer is void if referee has primary or joint ownership of an existing 3Rivers checking account or has had a 3Rivers checking account that was open within the last six (6) months. Current 3Rivers members with a checking account cannot refer themselves to open another checking account. 3Rivers employees and individuals residing in their household are excluded from receiving a referrer or referred payout. Offer may be discontinued at any time.